President Thomas S. Monson has said, "The Perpetual Education Fund ... breaks the cycle of poverty for our members in many areas of the world and provides skills and training which qualify young men and young women for gainful employment. This inspired plan has kindled the light of hope in the eyes of those who felt doomed to mediocrity but who now have an opportunity for a brighter future" (Ensign, Oct. 2007).
Héctor Fabian Henriquez Torres from the Torreblanca Ward, Vallenar Chile Stake, shares his experience:
"I joined The Church of Jesus Christ of Latter-day Saints when I was 18 years old, thanks to a friend who had the courage to share the restored gospel with me. One year later I was called to serve in the Chile Concepcion Mission. Upon returning home from my mission, I immediately began attending school, studying educational psychology. After a year of school, I applied for a loan through the Perpetual Education Fund, and it was a great blessing in my life. Thanks to this loan, I was able to complete my studies, start a family and serve the Lord at the same time.
"At the time I got married, I was already going to school, so my wife and I often had to sacrifice spending time together so that I could study. We always held fast to the words that our Heavenly Father gives us through His inspired servants in this last dispensation. As the hymn says, 'Sacrifice brings forth the blessings of heaven' ("Praise to the Man," Hymns, no. 27).
"Through the PEF, I was truly able to see that the Lord fulfills His promises when we do what He asks of us. This is also why I see it as a great responsibility to make my loan payments so that other young people may receive the blessings I have received.
"Currently I am working in my profession at a school, and it is truly gratifying to work in something that I like and with which I can also support my family. The Perpetual Education Fund was inspired by the Lord to bless individuals and their families so that they may progress both temporally and spiritually."